The V.W.P. Process

  • This 60-minute meeting gives us both a chance to see if your situation aligns with Veteran Wealth Planning’s expertise

  • Within 14 days we meet again for 45-60 minutes. You receive a FREE summary in plain English outlining where you stand today, three prioritized action items you can execute yourself, and a roadmap of what our journey together looks like and costs

  • When you are ready to partner, we work through digital on-boarding, helping you set up YOUR accounts. We take a deep-dive on your wealth planning to create a strategic plan that creates tangible value while simplifying your life

  • Your strategic plan remains front and center, and is updated as life changes. We meet at least twice a year and you receive statements and action items quarterly

    See the service calendar below for an idea of what we cover every year

Service Calendar

January - March

Salary and Bonus Updates

Cash Flow Projections

Insurance Review

Investment Review

April - June

Financial Plan Update

Tax Return Review

Debt Review

Investment Review

July - September

Beneficiary Review

Estate Planning

Equity Comp Review

Investment Review

October - December

Tax Projections

Roth Conversions

Final Gain/Loss Harvesting

Investment Review

 

You can do any of these things yourself but there are better things you could be doing with your time and energy

Primary Areas Defined

  • Its about how much you keep. Tax opportunities must be evaluated this year and every year, not just within one account but across your entire household. High tax brackets create planning opportunities

    • Annual tax planning

    • Equity Compensation: NSO, ISO, ESPP, RSU, 83b Election

    • Roth conversion methods

    • 401k optimization

    • Education savings strategies

    • Holistic tax loss/gain harvesting

    • Pro Forma tax returns and guidance letters for self-filers and CPAs

    • Trusts and estate planning

  • Veteran Wealth Planning helps you protect your family by identifying your needs, aligning you with service providers, and guiding you through the process without a conflict of interest


    • How much coverage

    • For which spouse

    • What type of policy

    • For how long

    • From what provider

    • Owner & beneficiary selection

  • The vehicle that gets you where you're going. Your portfolio holistically aligns with your objective and values. Managed portfolios reduce your stress and free up your limited and valuable time

    • Systematic process

    • Strategically focused

    • Tax efficient, evidence based

    • Guidance on angel investing

    • Built in flexibility

    • Concentration risk aware

 FAQs

 

  • Yes. That means I’m legally and ethically bound to put your interests ahead of my own. Always

  • As a Fee-Only firm, there are no commissions, hidden costs, or product sales

    Clients are charged an annual fee on the assets under management (AUM) and a separate complexity based financial planning fee. Planning fees are phased out once your AUM reaches a set level and all fees are detailed in your proposal letter

  • Generally via email and we meet via Zoom or Teams. You should expect a reply within 24 hours

  • Client relationships usually begin a couple years after Veterans complete their MBA. As their career and family commitments grow stronger, financial complexity interferes more with their delicate work-life balance

  • Veteran Wealth Planning offers pro bono consultations and strategy sessions for Veterans enrolled in MBA programs. Schedule a consultation and we can discuss your situation to tune up your finances. I want to help you identify easy, actionable steps that can create tax savings and take advantage of the last low-income years you’ll have for awhile. These are steps I took advantage of that many of my peers missed out on